Author name: Sarah Waterbury

Sarah Waterbury, the heart and voice behind Simply Waterbury, invites you into a cozy space where faith, family, and home beautifully intertwine. As a Christian wife and mom, she shares heartfelt experiences and budget-friendly DIY tips, navigating life's adventures. Join Sarah in crafting a joyful home and embracing life's beautiful moments. Let's explore the twists and turns together, finding inspiration in everyday joys while building a community that celebrates the beauty of faith and family. Here's to shared stories and the magic of home!

How to Calculate Your Monthly Expenses (Without a Complicated Budget)

If you’ve ever tried to make a budget and immediately felt overwhelmed, discouraged, or like you were failing before you even started… you’re not alone. For a long time, I thought budgeting had to mean tracking every dollar perfectly, creating complicated spreadsheets, and constantly adjusting numbers that never seemed to reflect real life anyway. And […]

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Overwhelmed with finances blog graphic showing a soft desk scene with bills and the text “Why I Freeze When It Comes to Money”

Overwhelmed with Finances and Avoiding Bills? Why I Freeze When It Comes to Money

How fear, overwhelm, and scarcity thinking kept me stuck—and what I’m starting to change this month. If you’ve been feeling overwhelmed with finances and avoiding your bills, you’re not alone. That feeling of knowing something needs your attention… but putting it off anyway. Not because you don’t care—but because you almost care too much. I’ve

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